Accidental Death (AD): Covers Death due to Accident.
Permanent Total Disability (PTD):Covers Permanent Total Disability due to Accident, which totally disables the Insured from attending to any occupation/job/business or normal duties for a continuous period of 12 months.
Permanent Partial Disability (PPD):Covers Permanent Partial Disability of the Insured relating to any part of the limbs or organs of the body listed under the Policy.
Temporary Total Disability (TTD) : Provides weekly benefit due to inability of the Insured to engage in the occupation or employment or business temporarily due to Accident.
Child Education Benefit: Lump sum Education benefit for 2 dependent children upon Accidental Death or Permanent Total Disability of the Insured Person.
Cost of Transporting Mortal Remains: Reimbursement of expenses incurred for transportation of mortal remains to the city of residence where the final funeral ceremony is to be performed.
Cost of Performance of Death Ceremony : Reimbursement of expenses incurred for preparing the mortal remains for burial or cremation.
Accidental Hospitalization Expenses: Covers Reasonable charges towards expenses incurred for medical treatment for the injury sustained following an accident.
Accidental Hospital Daily Cash: Daily allowance subject to minimum of 48 hours of hospitalization following an accident.
Loan Protector: Monthly allowance for payment of loans from financial institutions upon Permanent Total Disability of the Insured Person.
Broken Bone: Covers fracture or dislocation of the bones or joints due to accident.
Ambulance Hiring Charges: Reimbursement of expenses towards transferring the Insured Person to the nearest Hospital by ambulance offered by a healthcare or an ambulance service provider upon valid claim under accidental benefits provided in the Policy.
Legal Bail Expenses : Makes payment towards bail fees following detention in case of involvement in an accident..
Double Indemnity : Sum Insured equivalent to the Capital Sum Insured provided if Death or Permanent Total Disability occurs following an accidental injury whilst traveling in public carriers like Bus, ferry, hovercraft, ship, taxi, train, tram, underground train, commercial helicopter or aircraft.